Travel Insurance and Assistance Provider * Senior Medical Consultant at Allianz Partners, Lori Calavanis a medical assistant in the intensive care unit at St. Francis Hospital and Medical Center in Hartford, CT. When she’s not busy caring for critically ill patients in the intensive care unit, Lori helps manage emergency medical care and evacuate Allianz customers who get sick or injured while traveling. Lori’s experience of helping travelers after they need medical attention has led her to come up with some key tips on how to improve your safety while traveling. These tips offer a combination of common sense and professional advice on how to avoid illness and injury while you enjoy the last vestiges of summer.
“It’s important to remember that the precautions you take to be safe in your community should be followed while you are traveling,” he said Lori Calavan. “Planning a trip to an unfamiliar territory in advance can give you peace of mind and increase your chances of enjoying your trip without incident.”
Travel Tips: How to Stay Safe While Traveling
- Assess risk. Assess the risks to all travelers and reconsider a trip if you have or are in an underlying health condition High risk category. If you feel sick, stay home.
- Plan ahead. Check the Centers for Disease Control and Prevention To find the most up-to-date guidelines for COVID-19, visit state and country websites to read executive instructions such as mandatory masks, quarantine for residents outside of the state or US, or testing requirements and visit Tourism associations to check special procedures business offices have implemented.
- Download the app. By downloading the alliance for free TravelSmartTM appYou have access to many security features and helpful travel resources that are available even when you don’t have a policy. Tap Help Around Me to find the closest hospitals, doctors, pharmacies, police stations, and US embassies if you experience an emergency overseas.
- Be prepared. Make sure you’re stocked with extra amounts of masks, disinfectant wipes, and hand sanitizer – for both road and air travel – and bring resealable plastic bags to dispose of used items. As companies step up their cleaning protocols, it is always better to be prepared for them.
- On a plane, train, bus. Wear a face covering and thoroughly wipe all surfaces (especially high-touch areas such as seat buckles) before sitting down, and use hand sanitiser frequently. Consider limiting beverage supplies to avoid bathroom use and circulation while driving.
- At the pump. With an increase in road travel, service areas and gas stations can become overcrowded, increasing the likelihood of exposure. Wear disposable gloves when pumping your gas and throw them in a trash can before opening the car door. To limit contact with others, pay with a credit card (which is cleaned with a wipe after use) and instead of going to concession areas:
- Bring food + water. Pack coolers with your own snacks and bottled water, and bring travel-size non-perishable snacks to limit the amount of time spent on groceries. Each destination is different in terms of the restaurants in the restaurant. You can therefore opt for accommodation with a kitchenette to prepare your own food.
- When nature calls. Public rest areas mean increased exposure. So remember not to touch up the faucet after washing your hands and take a few paper towels (and bring your own in case the supplies run low) to grab the door handles.
- At the pool / beach / lake. With no evidence that COVID-19 can be spread through recreational water use, you should still maintain social distance, wear a mask while out of the water, and look out for common facilities.
“Whether traveling to the beautiful beaches of Mexico or in the US, it is now more important than ever to plan ahead, “he said Daniel Durazo, Marketing and Communications Director at Allianz Partners. “As with travel insurance, safety precautions can help protect you from the unexpected, so you can really feel comfortable and enjoy your trip to the full.”
Although travel insurance products generally do not cover pandemics, Allianz Travel has set up several temporary accommodations to accommodate travel cancellations, travel interruptions and emergency medical care for those suffering from COVID-19, and to temporarily extend the reimbursement of travel insurance premiums to customers whose travel providers are extending their trips canceled due to COVID-19. **
The travel insurance and support company also allows customers to use their policy at any time within 770 days of the date of purchase so that it can be used on a new or rescheduled trip. Customers postponing their existing plan will need to change their coverage dates prior to travel and prior to any loss for which they seek coverage. If the customer uses this option to insure a new or rescheduled trip that was paid for with a Travel Supplier Voucher, any amount paid using a Travel Supplier Voucher will be considered part of the customer’s insured travel payments.
Allianz offers travel insurance through most of the major US carriers, leading travel agents, online travel agents, other travel companies and direct to consumers. For more information, please visit: http://www.allianztravelinsurance.com.
About alliance partners
Allianz Partners (AGA Service Company) is a leading specialist consumer insurance and support company with operations centers in 35 countries. in the The United StatesThe company offers travel insurance plans under the Allianz Travel brand and served over 45 million customers last year. In addition to travel insurance, the company offers tuition insurance, event ticket protection, registration protection for long-haul events, and unique travel assistance services such as international medical assistance and concierge services. The company also acts as an outsourcing provider for inbound call center services and claims management for property and casualty insurers and credit card companies.
* Terms and conditions and exclusions apply to all plans. Plans are only available to US residents. Not all plans are available in all countries. Benefits and limits vary depending on the plan. For a full description of the coverage and benefit limits offered under your specific plan, please refer to the confirmation letter / statements and insurance certificate / policy of your plan. The insurance cover is taken over by the BCS Insurance Company (OH, administrative office): Oakbrook Terrace, IL), “A-” (labeled) by AM Best Co. under BCS Form No. 52.201 or 52.401, or Jefferson Insurance Company (NY, administrative office: Richmond, VA), rated “A +” (Superior) by AM Best Co. under Jefferson Form No. 101-C-Series or 101-P-Series, depending on your country of residence. The AGA Service Company d / b / a Allianz Global Assistance is the licensed manufacturer and administrator of travel insurance plans for the Allianz Travel brand in the USA and a subsidiary of the Jefferson Insurance Company. Allianz Global Assistance, TravelSmart and AgentSmart are trademarks of AGA Service Company or its affiliates. The insured does not receive any special benefits or advantages due to the connection between Allianz Global Assistance and Jefferson Insurance Company. Plans include insurance and support services. Non-insurance services / products are provided and maintained by Allianz Global Assistance. SmartBenefits proactive payments and no-receipt payments are only available on certain plans. For proactive payment plans: when you sign up and provide flight information, Allianz Global Assistance will monitor flights and send flight status and benefit notifications, including notifications of flight delays eligible for automated delay payments. Standard message / data rates apply to SMS notifications. The availability of automated claims and payment systems cannot be guaranteed and is at our sole discretion. All claims are subject to the terms of the contract and exclusions.
** Restrictions apply. These accommodations apply to COVID-19 only and are only available to customers whose plan includes the applicable benefit. All other terms and exclusions of the plan apply as usual. Please note that the accommodations described are only an explicit and limited expression of the intention to donate, which is only intended for the limited purposes expressly stated under the link below and for no other express or tacit further purpose. Furthermore, this is expressly no guarantee for the coverage or approval of legal or reasonable liability. Nothing contained or described under the link below, nor any payment made under the position described under the link below, is or should be construed as a waiver of any term, condition, or exclusion of any plan or any applicable right or remedy be or defenses according to a plan or by law or in equity. We and our applicable underwriters and reinsurers reserve all rights, remedies and defenses under the plan and applicable law and equity. For full details please visit: https://www.allianztravelinsurance.com/coverage-alerts/2019-novel-coronavirus.htm.
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